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The private hospitals in Costa Rica accept quite a few international healthcare insurance. If you plan to move here soon, you want to search for options for international healthcare insurance as part of your due diligence process. Medicare cannot be used here; therefore, you must find other options.
If you want to live here as a legal resident, you will be obliged to register with the C.C.S.S. or CAJA. You also have the option to get local health insurance called INS Medical. There is also the Medismart medical discount program that you can have a look at.
However, Costa Rica has many private clinics and three large private hospitals; each has different rules and regulations on accepting international insurance. Therefore, you need to do your homework.
Travel Health Insurance
You have many options if you plan to travel to our beautiful country and seek travel health insurance. You’ll have to do your homework on the cost of each of them yourself, though.
Dental Insurance
Dental insurance is not available locally; INS only covers dental emergencies. Check with the international healthcare insurance companies below if they offer dental insurance. Click the banner below for a great and affordable option:
The CIMA Hospital
To process the bills with your international healthcare insurance, Hospital CIMA has two main requirements:
- Guarantee of payment letter where the international healthcare insurances state their commitment to paying the services required for the patient and the benefits of the plan (authorized procedure or treatment, coverage, deductible, authorized maximum amount, days of admission, etc.)
- To complete the Financial Responsibility Form that the Customer Service Representative will deliver to the patient at admission. In addition, the hospital, as a courtesy, will bill the insurance company directly; however, this doesn’t relieve the patient from his financial responsibility for the services received.
Admission
In addition, it’s important to have the following documentation handy at admission:
- Insurance ID Card
Personal ID (Country ID, Passport, Driver’s License, etc.) - In the case of Travel Insurance, it is necessary to show a copy of the passport where the date of departure from the country of residence and the date of arrival to Costa Rica are shown. Any other documentation related to the insurance policy.
- In case of pre-scheduled surgery or treatment, the patient must start the preauthorization process 72 hours before the admission date.
- In the case of Maternity, the patient must start the preauthorization process at least one month before the probable delivery date.
Also, international healthcare insurance is accepted for emergencies, admissions, surgeries, or high-cost diagnostic tests. Furthermore, call The CIMA Hospital information desk (506) 2208-1000 for additional information. Also, you can email presupuestos@hospitalcima.com
Accepted Insurance
The CIMA hospital accepts International Insurance from the following international healthcare insurance:
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The Clinica Biblica Hospital
The Clinica Biblica has affiliations with several US hospitals:
- Mount Sinai Medical Center, Florida, USA
- Tulane Medical Center, New Orleans, USA
- Oschner Clinic, New Orleans, USA
Accepted Insurance
The Clinica Biblica Hospital accepts International Insurance from the following international healthcare insurance:
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Furthermore, call the Clinica Biblica Hospital information desk (506) 2522-1000 for any additional information on accepted international healthcare insurance. Also, you can email them to international@clinicabiblica.com.
Hospital La Católica
The Hospital La Católica does not offer any information on accepted international healthcare insurance. Therefore, call the hospital at (506) 2246-3147. Also, you can email servicioalcliente@hospitallacatolica.com for information.
In conclusion, if you want good and affordable healthcare, make an effort to do your homework if you’re looking for a great insurance agent in Costa Rica, email Isidro Gonzalez.
Photo used in featured image: Photo by National Cancer Institute on Unsplash
